ROE
Discount Equity
£22,500
Instant equity at 15% BMV
- Purchase price
- £150,000
- Discount %
- 15%
- Equity day one
- £22,500
The Property Couch — Hands-off UK property portfolios
Hands-off property portfolios
A specialist service for building discounted UK property portfolios.
We source freehold houses below market value, arrange mortgages up to 75% LTV, and let and manage them on your behalf. You own the freehold, receive the rental profits and build your wealth through capital growth.
£50,000
Min capital required
£100k–£500k
Sourcing range
£15k–£75k
Discounts
6%–12%
Gross yields
28 days
Completion target
The Total Returns Mindset
How to build a pension pot and generational wealth through property.
Smart investors look for discounts and growth in addition to rental yield.
The Property Couch shows investors how to focus on not only the rental returns but the total returns — including the equity created by buying at a discount and the capital growth potential by buying freehold family homes in good locations.
ROI
Return on Income
The rental profit you receive each month from tenants in your freehold home.
ROE
Return on Equity
The discount we source for you — instant equity baked in on day one.
ROC
Return on Capital
The capital growth potential of freehold family homes in strong locations.
360° End-to-End Service
7 ways we make property hands off and hassle free.
We offer a comprehensive 360-Degree End-to-End Property Investment Service, helping our UK and Overseas Investors to Navigate the Property Maze — so you don't have to.
Through our strategic lettings partner we already manage close to 700 properties in the UK for investors in the UK and another 17 countries. Wherever you are, we've got you covered.
Expert guidance, so you stay hands-off and stress-free.
Way 01
Find you a Property
We source Investment Grade Property for Rental Income & Capital Growth.
Way 02
Find you a Tenant & Manage the Property
We find Quality Tenants, Let out Property and provide ongoing Management.
Way 03
Mortgage & Finance Solutions
We work with Specialist Mortgage Brokers and use Leverage to Boost returns.
Way 04
Specialist Property Solicitors
We have Solicitors who can act quickly to win the best deals.
Way 05
Ltd Companies & Tax Strategy
We introduce you to Accountants to prepare for Making Tax Digital (MTD).
Way 06
Landlords & Buildings Insurance
We source tailored Buildings, Contents and Liability cover for your BTL portfolio.
Way 07
Refurbishment & Furnishing
We carry out any Refurbishment & Furnishing to Boost Returns and rental appeal.
Everything under one roof
One service. Every part of the deal.
We offer a comprehensive service that helps busy professionals who want to start or build their property portfolio but need hands-off and hassle-free support. Whether you are novice or experienced, trying to just buy one property or your tenth, our network of professional partners can handle every moving piece, so you don't have to.
Through our strategic lettings partner we manage nearly 700 properties in the UK for investors in the UK and another 17 countries. So, wherever you are, we've got you covered.
Property Sourcing
Off-market, below-market freehold houses matched to your strategy.
Lettings & Asset Management
Tenant find, full management and ongoing portfolio performance reviews.
Mortgages
BTL and portfolio finance up to 75% LTV across UK lenders.
Bridging Loans
Fast capital for auction buys, refurbishments and chain breaks.
Solicitors
Specialist conveyancers who complete deals within 28 days.
Ltd Company Setup
SPVs structured correctly from day one for tax efficiency.
Tax Strategies
Chartered accountants to optimise income and capital gains.
Landlord Insurance
Buildings, contents and liability cover tailored to BTL.
Rent Protection
Guaranteed rent and legal cover against arrears and voids.
FX for Overseas
Competitive currency transfers for international investors.
Investment calculator
See your total returns at a glance.
Pick a purchase price and we'll model the three engines of total return — instant equity from the discount, net rental profit after costs, and projected capital growth over five years.
Drag the slider to calculate the returns based on your purchase price and how much capital you want to invest.
Capital needed to invest
£46,500
Purchase price
£150,000
Discounted price
£127,500
£100k£150k£200k£250k£300k
Total 5-year forecasted profit
£91,954
On top of initial capital invested
£46,500
For total capital returned of
£138,454
Discount Equity + Net Rental Profit + Capital Growth, on top of your Initial Capital Deployed.
ROI
Rental Profit (5 yr)
£36,956
Net after 12% mgmt & 3.99% interest
- Gross yield
- 9.00%
- Gross rent / yr
- £13,500
- Mortgage interest / yr
- −£4,489
- Net profit / yr
- £7,391
ROC
Capital Growth (5 yr)
£32,498
Compounded at 4.00% pa
- Growth rate
- 4% pa
- Value in 5 yrs
- £182,498
- Capital uplift
- £32,498
Illustrative only. Assumes interest-only mortgage at 75% LTV and 3.99% interest, 12% inc VAT lettings management fee, 15% below-market discount, capital growth of 2% pa (£100k–£150k), 4% pa (£150k–£250k) and 5% pa (over £250k), and UK stamp duty for an additional dwelling at current rates plus £1,500 legal fees. Not financial advice.
Case studies
Real deals. Real numbers.
A selection of case studies from live deals we have done over the last few months helping our clients to secure discounts, build their wealth and create passive income.
- Two types of deal: Turnkey or Refurb Deal (Light or Full works)
- Four key strategies: High yield, growth & yield, benchmark yield and high growth
- Lettings status: Tenanted and ready to let
Case Study Examples
Browse a selection of off-market and discounted properties — many tenanted from day one, with several requiring no work at all. Where refurbishment projects are shown, we can project manage and deliver the entire works on your behalf.
AP-95K-DNMR · Turnkey · High yield
Turnkey high-yield let
Dinmore Avenue, Blackpool · FY3
A turnkey, ready-to-let house secured at £95k against an estimated £110k market value — a £15k instant discount with only £500 of snagging. Tenanted at £750 pcm delivering £410 pm cashflow after fees and an 11.93% rental yield. Forecast 23% pa ROI including growth over the first 5 years.
£95k
Purchase
£15k
Instant discount
£410pm
Cashflow
11.93%
Rental yield
Sourced
OMV £110k
Purchased
£95k
Re-mortgage
£73k
Rent
£750pm
AP-95K-LRKH · Turnkey · High yield
Turnkey high-yield let
Larkhall Place, Mansfield · NG19
A turnkey, ready-to-let house secured at £95k against an estimated £110k market value — a £15k instant discount with only £500 of snagging. Target rent £775 pcm delivering £430 pm cashflow after fees and a 12.65% rental yield. Forecast 24% pa ROI including growth over the first 5 years.
£95k
Purchase
£15k
Instant discount
£430pm
Cashflow
12.65%
Rental yield
Sourced
OMV £110k
Purchased
£95k
Re-mortgage
£73k
Rent
£775pm
AP-115K-GRVM · Refurbishment · Growth & yield
Light-works growth & yield project
Grove Mount, Pontefract · WF9
A light-works refurb project purchased at £100k against an estimated £140k value. A £15k refurbishment unlocked a £25k discount after works, leaving only £23k in the deal. Target rent £900 pcm delivering £430 pm cashflow and a 20.63% yield on capital left in.
£100k
Purchase
£15k
Refurb
£140k
Estimated OMV
20.63%
Yield on cash in
£23k
Capital left in
Sourced
OMV £140k
Purchased
£100k
Refurb done
£15k
Rent
£900pm
AP-115K-RVNS · Turnkey · Growth & yield
Turnkey growth & yield deal
Ravenspurn, Bridlington · YO16
A turnkey, already-tenanted house secured at £115k against an estimated £140k market value — a £25k instant discount with only £500 of snags. Tenanted at £700 pcm delivering £320 pm cashflow after fees and a 7.51% yield. Forecast 27% pa ROI including growth over the first 5 years.
£115k
Purchase
£25k
Instant discount
£320pm
Cashflow
7.51%
Rental yield
Sourced
OMV £140k
Purchased
£115k
Re-mortgage
£88k
Rent
£700pm
AP-130K-WTAP · Turnkey · High yield
Tenanted freehold block & two apartments
White Apron St, Nr Wakefield · WF9
A turnkey, already-tenanted freehold block of two apartments secured at £130k against an estimated £150k market value — a £20k instant discount with no works needed. Tenanted at £1,000 pcm delivering £540 pm cashflow after fees and a 12.18% yield. Forecast 28% pa ROI including growth over the first 5 years.
£130k
Purchase
£20k
Instant discount
£540pm
Cashflow
12.18%
Rental yield
Sourced
OMV £150k
Purchased
£130k
Re-mortgage
£100k
Rent
£1,000pm
AP-135K-ANGS · Turnkey · High growth
Turnkey growth & yield deal
Angus Crescent, North Shields · NE29
A turnkey, already-tenanted terrace in good condition secured at £135k against an estimated £155k market value — a £20k instant discount with just £500 of snagging. Tenanted at £800 pcm delivering £350 pm cashflow after fees and a 7.31% rental yield. Forecast 26% pa ROI including growth over the first 5 years.
£135k
Purchase
£20k
Instant discount
£350pm
Cashflow
7.31%
Rental yield
Sourced
OMV £155k
Purchased
£135k
Re-mortgage
£105k
Rent
£800pm
AP-140K-SHFT · Turnkey · Growth & yield
Turnkey growth & yield deal
Shaftsbury Avenue, Doncaster · DN6
A turnkey, ready-to-let house secured at £140k against an estimated £160k market value — a £20k instant discount with only £500 of snags. Target rent £850 pcm delivering £380 pm cashflow after fees and a 7.78% yield. Forecast 23% pa ROI including growth over the first 5 years.
£140k
Purchase
£20k
Instant discount
£380pm
Cashflow
7.78%
Rental yield
Sourced
OMV £160k
Purchased
£140k
Re-mortgage
£108k
Rent
£850pm
AP-160K-RGNT · Turnkey · Benchmark growth
Turnkey benchmark growth deal
Regent Street, Kettering · NN16
A turnkey benchmark capital-growth deal secured at £160k against an estimated £190k market value — a £30k instant discount with £3k cashback for works. Target rent £1,000 pcm delivering £460 pm cashflow after fees. Forecast 33% pa ROI including growth over the first 5 years.
£160k
Purchase
£30k
Instant discount
£190k
Estimated OMV
£460pm
Cashflow
33% pa
ROI incl. growth
Sourced
OMV £190k
Purchased
£160k
Re-mortgage
£123k
Rent
£1,000pm
AP-180K-STKL · Turnkey · Benchmark growth
Turnkey benchmark growth deal
St. Kilda Avenue, Bolton · BL4
A turnkey capital-growth deal secured at £180k against an estimated £210k market value — a £30k instant discount. Minor works only (£2k cashback), tenanted at £1,050 pcm with £460 pm cashflow after management fees. Forecast 30% pa ROI including growth over the first 5 years.
£180k
Purchase
£30k
Instant discount
£210k
Estimated OMV
£460pm
Cashflow
30% pa
ROI incl. growth
Sourced
OMV £210k
Purchased
£180k
Re-mortgage
£139k
Rent
£1,050pm
AP-180K-TOYC · Turnkey · Benchmark growth
Turnkey benchmark growth deal
Toy Close, Nr Stafford · WS15
A turnkey benchmark capital-growth deal secured at £180k against an estimated £215k market value — a £35k instant discount with only £500 of snags. Target rent £1,200 pcm delivering an excellent £590 pm cashflow after fees. Forecast 35% pa ROI including growth over the first 5 years.
£180k
Purchase
£35k
Instant discount
£215k
Estimated OMV
£590pm
Cashflow
35% pa
ROI incl. growth
Sourced
OMV £215k
Purchased
£180k
Re-mortgage
£139k
Rent
£1,200pm
AP-205K-KEWG · Turnkey · Benchmark growth
Turnkey benchmark growth deal
Kew Gardens, Birmingham · B33
A turnkey, tenanted benchmark capital-growth deal secured at £205k against an estimated £240k market value — a £35k instant discount with £3k cashback for works. Tenanted at £1,300 pcm delivering £610 pm cashflow after fees. Forecast 32% pa ROI including growth over the first 5 years.
£205k
Purchase
£35k
Instant discount
£240k
Estimated OMV
£610pm
Cashflow
32% pa
ROI incl. growth
Sourced
OMV £240k
Purchased
£205k
Re-mortgage
£158k
Rent
£1,300pm
AP-225K-WLOW · Turnkey · Benchmark growth
Turnkey benchmark growth deal
The Willows, Wellingborough · NN9
A turnkey, tenanted benchmark capital-growth deal secured at £225k against an estimated £260k market value — a £35k instant discount with only £500 of snags. Tenanted at £1,500 pcm delivering an excellent £740 pm cashflow after fees. Forecast 32% pa ROI including growth over the first 5 years.
£225k
Purchase
£35k
Instant discount
£260k
Estimated OMV
£740pm
Cashflow
32% pa
ROI incl. growth
Sourced
OMV £260k
Purchased
£225k
Re-mortgage
£173k
Rent
£1,500pm
AP-235K-RDCD · Turnkey · High growth
Turnkey high growth deal
Red Cedar Close, Manchester · M9
A turnkey detached house in a high-growth area secured at £235k against an estimated £260k market value — a £25k instant discount with no works needed. Tenanted at £1,400 pcm delivering £625 pm cashflow after fees. Forecast 27% pa ROI including growth over the first 5 years.
£235k
Purchase
£25k
Instant discount
£260k
Estimated OMV
£625pm
Cashflow
27% pa
ROI incl. growth
Sourced
OMV £260k
Purchased
£235k
Re-mortgage
£181k
Rent
£1,400pm
AP-240K-WVRD · Turnkey · High growth
Turnkey high growth deal
Wolverhampton Road West · WV2
A turnkey, ready-to-let house in a high-growth area secured at £240k against an estimated £280k market value — a £40k instant discount with only £500 of snags. Target rent £1,300 pcm delivering £525 pm cashflow after fees. Forecast 29% pa ROI including growth over the first 5 years.
£240k
Purchase
£40k
Instant discount
£280k
Estimated OMV
£525pm
Cashflow
29% pa
ROI incl. growth
Sourced
OMV £280k
Purchased
£240k
Re-mortgage
£185k
Rent
£1,300pm
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Let's build something passively profitable.
Let's re-connect and discuss your goals so we can design a tailored strategy and a shortlist of opportunities for you.
invest@audaxproperty.co.uk
+44 20 3468 8707